ClaimExpress Protocol / RRCA Network / Agenda 2028
The restoration industry does not have a labor problem or a marketing problem. It has a ledger problem. This is the operating system that gives the record back to the trade that creates it.
10,000
storm scopes since Andrew
20,000+
completed contracts
$100M
Florida crucible volume
5
decoupled entities
The three-ledger execution model
01
Job routing, crew assignment, logistics. Where the work happens.
02
Field data becomes standardized Proof-of-Loss. Where work becomes claim.
03
Revenues, clearing, payroll, overrides. Where the money moves.
When all three live inside one system owned by one counterparty, the record can be edited by whoever benefits from editing it. Separation is the product.
Living documentation
Every page below is a live record, revised in place as the plan moves. Nothing here is a screenshot of a decision made two years ago.
010
A field-tested operational protocol for the insurance restoration industry
Twenty-five years of ground truth compressed into an operating system: cost-based scopes, verifiable field records, and a contractor network that owns its own data.
020
How the record was taken from the people who created it
Delayed settlements, arbitrary denials, estimating software that sets your price, and mortgage loss-draft freezes are not accidents. They are the operating design.
030
Cost-based scope sovereignty and the three-ledger model
Field execution becomes cryptographically verifiable proof of work, separated across three ledgers so operations, verification, and settlement never contaminate one another.
040
From isolated job-shoppers to synchronized coordination nodes
Individual contractors get squeezed. Fragmented networks get squeezed harder. A protocol-standard network keeps local sovereignty while sharing leverage.
050
Decoupled by design, so no single failure takes the system
Assets, regulatory exposure, technology, insurance, and legal advocacy are separated into five entities with strict zero-conflict boundaries.
060
Verification, seats, and per-transaction fees
A one-time verification, a seat-based subscription matched to the size of the sales floor, and transparent per-transaction fees. No percentage of the contractor's job.
070
Three phases from beachhead to decentralized trust
Foundation and MVP, then network and back-end integration, then macro scale. Roofing is the proving ground, not the ceiling.
080
The book, and the story underneath the system
Coal mines and company stores, Hurricane Andrew, the 2000 ClaimStore vision, the copycat betrayal, the Florida crucible, and the override that came out the other side.
Phase 1 access
We are inviting a small group of vetted employees and contractors to help us rehearse the platform before the One-Prompt Event. Tell us who you are and we will send you the orientation.
One-prompt event
The whole system stood up, demonstrated, and opened. Everything before it is a rehearsal for it.
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